如何避免身份盗窃的危险

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By Larry Reed
Technical Writer, Design Rush

Identity theft occurs when a malicious third party deliberately assumes your identity for the purpose of obtaining some sort of an advantage over you, or otherwise cause you harm. Identity thieves may use your information to make purchases, apply for loans, file tax returns, take control of your social media profiles, or sell your data on the black market. According to a study conducted byJavelin战略研究,超过1670万名美国人在2018年受到身份盗窃,招致超过16.8十亿$经济损失。

那种信息盗贼都是经过包括银行账户号码,信用卡号码,社会安全号码,医疗记录,密码和用户名。虽然不可能完全消除身份盗窃的风险,你仍然可以采取措施来保护自己。下面你会发现事情的清单,你可以做,以尽量减少其身份被盗的风险。

使用强密码

密码和PIN码的防御保护您的私人信息的第一层。然而,为了充分地发挥其正确的,你需要的是难以破解或猜测使用的代码。对于初学者来说,你应该避免使用姓名,地址或你熟悉的人的出生日期,因为这是第一件事情贼会尝试。理想情况下,你的密码应该包含小写和大写字母,数字和特殊字符的组合。最重要的是,从来没有使用相同的密码两次 - 在您的密码之一被破坏的情况下,你会希望尽量减少损失尽可能地。

启用双因素身份验证

即有机会获得你的私人信息大多数银行,社交媒体网站,以及其他第三方服务供应商现在提供了所谓的双因素身份验证或2FA。2FA的工作原理是将你需要传递,每当您尝试访问您的帐户额外的安全检查。这通常需要一个一次性使用的代码的形式,你需要在除了用户名和密码来提供。代码可以通过电子邮件发送给您,通过短信,也可以通过物理的小工具来生成。启用2FA,小偷将无法访问您的信息,即使他们成功地破解您的密码或PIN码。

Encrypt Your Data

虽然不可能让你的信息;n completely secure, what you can do is ensure that even if it gets stolen, the thieves won’t be able to do much with it. This is accomplished through encryption. Encryption works by scrambling your data by means of an algorithm. The only way to unscramble it is by using a private key, which only you have access to.有经验的软件开发者已确保大多数计算机时下提供选项来加密和备份您的数据,它可以在某处安全设置被激活。网上传输信息加密时还应使用 - 如果你正在使用的网站使用HTTPS协议的认证,你应该只共享敏感信息。

学会识别网络钓鱼骗局

Phishing is the practice of obtaining sensitive information from someone by pretending to be someone the target trust. It is usually carried out via email, and it involves redirecting the target a fake website where they are asked for some piece of sensitive information. The trick for avoiding phishing scams is to always verify whether the entity that’s trying to communicate with you is genuine or fake. If you have any sort of doubt, you should contact the person or company in question, and ask what is going on. Also, consider looking up a watchdog agency online, as they usually maintain a list of ongoing scams you should watch out for.

Be Cautious When Using Wi-Fi

无线网络是攻击的人试图窃取您的信息的共同载体。如果你通过一个不安全的Wi-Fi连接网络连接并开始传输敏感信息,黑客可以执行“中间人”攻击,他们拦截在该行,您要访问的另一端的连接,并伪装成实体。为了解决这个问题,从来不使用公共Wi-Fi访问您的网上银行帐户,或要求您发送重要的个人信息等服务。在国内,始终确保您的私人Wi-Fi连接的受密码保护,并试图把它换成定期。

Dispose of Documents Properly

Even if you take steps to ensure the safety of your information online, you might still be vulnerable from within the real world. If you throw out old billing statements, or other documents containing personal information, you are setting yourself up for an attack from resourceful ‘dumpster divers’. Use a document shredder if you have one available when disposing of documents that might identify you. If one is not available, cut and tear the documents by hand. Also, never dispose of documents such as receipts in public, if you can help it.

确保您的个人数据安全

因为我们生活在一个由信息交流驱动的社会,这几乎是不可能完全避免身份被盗用。但是,如果采取适当的预防措施,如我们上面所概述的,可以保证所有,但在盗窃是最坚定的努力不会影响到你。

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